Riyadh – Mubasher: Riyad Bank posted 11.68% year-on-year (YoY) higher net profits at SAR 10.41 billion in 2025, compared to SAR 9.32 billion, according to the financial results.
The earnings per share (EPS) rose to SAR 3.29 as of 31 December 2025 from SAR 3.01 a year earlier.
Riyad Bank registered assets valued at SAR 519.48 billion last year, up 15.08% from SAR 451.40 billion in 2024.
Likewise, the investments climbed by 13.39% YoY to SAR 79.51 billion from SAR 70.12 billion.
The lender reported clients' deposits amounting to SAR 331.72 billion at the end of 2025, an annual increase of 8.26% from SAR 306.42 billion.
At the end of September 2025, the net profits grew by 9.98% YoY to SAR 7.77 billion.
Dividends for H2-25
The board members recommended, on 2 February 2026, cash dividends worth SAR 1.64 billion for the second half (H2) of 2025. This amount will be disbursed over 2.98 billion eligible shares.
Hence, the Saudi bank will pay out a dividend after Zakat amounting to SAR 0.55, representing 5.50% of the share’s nominal value.
Capital Hike
During the same board meeting, the members proposed increasing the bank’s capital by granting one share for every three shares.
The capital will stand at SAR 40 billion distributed over 4 billion shares, compared to SAR 30 billion over 3 billion shares.
Riyad Bank will allocate SAR 10 billion from the statutory reserve and retained earnings in equal proportion.
Meanwhile, the 33.33% capital raise aims to enhance the bank’s financial solvency and retain its resources in operational activities, which contributes to achieving its strategic objectives.
